I told my wife that I came across Dave Ramsey's website last week, and read and listened to some of his content during slow points in my day. I found out that somebody gave her the Total Money Makeover book, which she was able to find. I guess I'll read it. We've been fairly good at not letting a lot of debt build up, but we still use debt "as a tool", no matter how smart we think we're being.
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