I can't say I've paid much attention to Dave Ramsey. Before she died, my mom went through a phase where she was really fascinated by him, but I learned over the years that just because my mom got highly interested in something, it wasn't always going to be relevant to me. She went through a phase where all she could talk about was some town in England that claimed Jesus traveled with Joseph of Arimathia to England as a boy, and after His ascension, Joseph traveled back to England and started the first church. My response, then and now, was "So what?"
Anyway, I was led through one of my RSS feeds to Dave Ramsey's site, and I've been poking around. Here is a hilarious, yet highly insightful rant of his.